Activate the SEB Baltic Gateway API integration

Flowbyte is an **SEB operator**. You do **not** upload certificates — you need an SEB internet bank contract and an **Access-Token**.

1. In SEB business internet bank, sign a **Baltic Gateway** contract (**operator channel**, software **Flowbyte**).
2. After signing, copy the **Access-Token** (UUID) from SEB.
3. In Flowbyte open **Payments → Bank**.
4. Add your **SEB bank account** if needed (IBAN is enough).
5. Open account **Settings**.
6. Paste the **Access-Token** and click **Test connection**.
7. Enable **SEB Baltic Gateway** and **Import transactions automatically**.
8. Optionally click **Fetch statement**.

### Automatic import

* Daily at **06:30** (Estonia time)
* Transactions appear under **Finance → Bank transactions**

### FAQ

**Do I need a certificate?** No — Flowbyte manages operator TLS.

**Who signs the SEB contract?** Your company with SEB (operator channel + Flowbyte).

### Support

* Flowbyte: support@flowbyte.ee
* SEB: balticgateway@seb.ee, +372 665 5100
